Do I have to pay off my Uplift Pay Monthly loan prior to traveling? March 26, 2019 14:16 Your Uplift Pay Monthly loan does not need to be paid off prior to your vacation. For more information, please visit the Uplift Help Center. Related articles Why should I choose Uplift Pay Monthly to pay for my cruise? How do I apply for an Uplift loan? Are there any pre-payment penalties associated with Uplift Pay Monthly loans? How do I cancel or change my trip when paying through Uplift? How do I check my Uplift Pay Monthly loan balance?