Are there any pre-payment penalties associated with Uplift Pay Monthly loans? March 26, 2019 14:17 Uplift will not assess penalties if you choose to pay off your loan prior to the due date. For more information, please visit the Uplift Help Center. Related articles Do I have to pay off my Uplift Pay Monthly loan prior to traveling? Why should I choose Uplift Pay Monthly to pay for my cruise? How do I cancel or change my trip when paying through Uplift? How do I apply for an Uplift loan? Can I make changes to my travel plans through Uplift?